Reports & Research
Roofing Risk Intelligence.
A standing research program on how risk, insurance and litigation conditions are moving for roofing contractors — written for owners, CFOs, safety leaders and the professionals who advise them.
Research Program
Observation before measurement.
We publish what we can observe directly: carrier appetite, submission outcomes, underwriting questions and claim patterns across roofing accounts. Where we do not have data, we say so rather than estimate it.
- Insurance market outlook and carrier appetite observations
- Claims and litigation trends affecting roofing operations
- Workers' compensation and commercial auto conditions
- Construction and roofing industry economics
- Risk benchmarking as our dataset supports it
- State regulatory and statutory developments
Current intelligence
Insurance Market
Why roofing contractors are seeing pressure on umbrella capacity
Excess markets have narrowed the terms they offer roofing risks. The contractors holding their limits are the ones who can document subcontractor controls and driver quality.
Wyatt Duncan · September 2026
Fleet
Fleet is where roofing programs are being repriced
Commercial auto severity has reset how carriers price contractor fleets. For roofing contractors, the driver qualification file has become an underwriting document.
Wyatt Duncan · September 2026
Annual Publication
The Roofing Risk Report.
An annual review of the conditions shaping roofing risk, built to be cited by the professionals who work with this industry. The inaugural edition is in development.
Insurance Market
Capacity, appetite and pricing conditions affecting roofing contractors.
Claims
Frequency, severity and causation patterns observed across roofing operations.
Safety
Fall protection, heat, hot work and the practices that separate performance.
Fleet
Driver qualification, telematics adoption and commercial auto severity.
Subcontractors
Labor structure, risk transfer discipline and audit outcomes.
Litigation
Construction defect, action-over and trial environment developments.
Employment
Workforce availability, classification and wage and hour exposure.
M&A
Investment activity and how insurance performance is evaluated in diligence.
Industry Economics
Material cost, backlog and margin pressure as they affect risk.
Carrier Perspectives
How underwriters describe the class and what changes their view.
Outlook
What roofing leaders should plan for in the coming renewal cycle.
Publication timing will be announced. Sections may change as the research develops.
Contribute
Carriers, counsel and industry partners.
If you work with roofing contractors — as an underwriter, attorney, association, lender or consultant — and want to contribute perspective to the report, start a conversation.
Research and commentary published by Roofers Specialty are general in nature and do not constitute legal, tax or accounting advice, a statement of coverage or a representation about any particular account. Market conditions vary by geography, carrier and underwriting result.