The Risk Toolkit
The documents a roofing contractor is expected to produce — before anyone asks for them.
Underwriters, general contractors, auditors and defense counsel all ask for the same evidence: how subcontractors are qualified, how drivers are approved, how open roofs are protected, how hot work is controlled, how losses are reported. These are the working documents behind those answers.
How it works
Resources, with the reasoning attached.
A checklist without context becomes another form nobody completes. Each resource is delivered with an explanation of how the control is evaluated by carriers and where it most often fails in roofing operations.
- Every resource is written for roofing operations, not adapted from general contracting material.
- Documents are provided with context — how underwriters read them and where they commonly fail in practice.
- Templates and frameworks are starting points for review with your attorney, not legal documents.
- Resources are updated as market conditions, statutes and carrier requirements change.
Library
Select what is useful to your operation.
Choose any number of resources and tell us about your business. We will send them with the context that makes them usable.
Subcontractor Risk
The controls that stand between a subcontractor's work and your loss runs, reduced to documents your team can actually operate.
Contracts & Risk Transfer
Most of what a roofing contractor is liable for was agreed to in writing before the first crew arrived.
Safety & Field Operations
Documentation that is useful on the roof and defensible in a submission or a deposition.
Fleet & Drivers
Auto severity is the fastest-moving cost in contractor insurance.
Claims
The first hours decide how a claim is investigated, reserved and defended.
Program & Renewal
Renewals decided in the last three weeks are priced accordingly.
Toolkit resources are educational. They are not legal advice, insurance advice for a specific account, or contract templates. Agreements and insurance requirements should be reviewed by your own counsel for the states in which you operate.
Request resources
Tell us about the operation and we will send what applies.
Not a quote request. We will send the selected resources and note where your current practice is likely to be tested at renewal.
No resources selected yet. Choose from the library above, or send the form and we will recommend a starting set.