Roofers Specialty — Insurance & Risk Management, powered by The Duncan Group

Why Roofers Specialty

Specialization changes the outcome.

The question is not competence. It is whether roofing exposures are understood before the program is built rather than after a difficult claim.

Comparison

Two different starting points.

This is a difference in focus, not in professionalism. A broker serving thirty industries cannot build the same depth in any one of them.

Industry knowledge

Learns the industry after becoming your broker.

Begins with an understanding of roofing exposures.

Submission approach

Completes an application and distributes it broadly.

Builds an underwriting narrative around operations, controls and loss context.

Subcontractors

Reviews certificates when asked.

Evaluates agreements, wording, verification and tracking as a program driver.

Coverage analysis

Compares premium and limits.

Compares exclusions, definitions and endorsements, and how they behave at claim.

Claims

Reports the claim.

Coordinates communication, documentation and resolution strategy.

Relationship

Re-engages near renewal.

Works a defined service calendar through the year.

Standard of Service

What a roofing client should expect.

  • Coverage analysis written in plain language
  • Contract and insurance requirement review
  • Subcontractor risk transfer guidance
  • Fleet and driver risk support
  • Experience modification review and projection
  • Underwriting narrative prepared before marketing
  • Claims advocacy through resolution
  • A structured renewal timeline