Roofers Specialty — Insurance & Risk Management, powered by The Duncan Group

RiskThoughts

Risk, insurance and business intelligence for roofing leaders.

Original analysis of the insurance market, underwriting, contracts, fleet, workers' compensation and claims as they affect roofing contractors.

1 result in Workers Compensation. Clear

Workers Compensation

The experience modification is a document, and documents contain errors

Most roofing contractors have never audited the worksheet behind their modification.

The modification multiplies every workers' compensation dollar for three years, and it is calculated from data the contractor supplied. Accuracy alone frequently improves it.

Wyatt Duncan · September 2026 · 5 min read